Not sure which loan is right for you? Our Lending Team is eager to help! Call 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.
Let us help you on the road to an affordable set of wheels!
Save big on mortgage and home equity loans here!
Other Loan Services
Protect your loans the credit union way with TruStage™ Insurance
- New/Used Cars
We also offer pre-qualification and NADA Guidebook pricing, as well as Warranty plans you can afford.
Are You Protected?
Is your vehicle properly insured? There are several insurance options available covering a variety of concerns. Which plan is right for you?
Route 66 Extended Warranty
Are you prepared for a mechanical breakdown with your vehicle? Do you have the cash necessary to pay for repairs? If you answered “no” to either of these questions, then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered in the event a mechanical breakdown does occur.
A Route 66 Extended Warranty not only protects you from paying out-of-pocket for expensive repairs, it also comes with great benefits like:
- $0 deductible
- 24/7 emergency roadside service
- 30-day money-back guarantee
- Nationwide protection
- Plans are transferable if you sell your car
With a Route 66 Extended Warranty Open Enrollment, you don’t have to buy your warranty at the time of purchase, you can buy it at any time during your ownership of the vehicle. Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. Contact a Loan Officer at the Red Wing Credit Union today for more information and to qualify your vehicle.
Not sure which loan is right for you? Our lending staff is eager to help! Call 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.
We offer affordable Life Term and Disability Insurance with all our loans.
Home Equity Loans
A fixed-rate home equity loan is usually tax-deductible and can be used for most anything, including the purchase of a vehicle, tuition, vacation, debt consolidation, home improvements and more!
You can borrow up to 90% of the value of your home, with affordable terms up to 20 years.
A home equity line-of-credit loan offers an affordable alternative to credit cards, with more flexibility than a fixed-rate home equity loan.
This loan is usually tax-deductible and can be used for most anything, including the purchase of a vehicle, tuition, vacation, debt consolidation, home improvements, and more!
You can borrow up to 90% of the value of your home, with affordable terms up to 15 years.
Home Improvement Loans
This loan has lower equity requirements than other types of loans, and terms up to 20 years.
First Mortgage Loans
Finding the mortgage program that best suits your financial situation can be difficult. Red Wing Credit Union has the expertise and resources you need to make the right choices. Whether you are purchasing your first home or refinancing your current mortgage, we are here to help you! We offer a wide variety of mortgage loans and we will find the product that is right for you.
Contact our mortgage loan officer Rebekah Hanson with questions.
Ready to Apply?
Click here if you would prefer to apply for a mortgage online immediately at RWCU Mortgages.
Free & Clear Home Loans
Pay off your home before you retire!
Our Free & Clear Home Loan Program lets you to use the proceeds from your loan to pay off all existing mortgage balances on your primary residence, putting the Red Wing Credit Union loan in a first lien position. We will help you select a repayment term between 60 and 180 months that fits your budget and retirement plan.
Because our plan has minimal closing costs*, even borrowers that have refinanced recently may benefit from this program.
- Loan amounts range from $25,000 – $200,000
- Maximum loan-to-value ratio is 75%
- No prepayment penalty
- Credit score and debt-to-income qualifications apply
For details call our credit union lending staff at 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.
We offer affordable Life Term and Disability Insurance with all our loans.
Personal Loans, Vacation Loans, Etc.
When it comes to borrowing, it pays to be smart.
You can take out a personal loan to help pay for a vacation or a new tech toy, or to cover unexpected expenses. With fast approval and rates lower than a credit card, your personal loan is just a phone call or mouse click away.
Overdraft Protection – Line of Credit
The headaches and the costs of an inadvertent overdraft can sting. Apply for RWCU’s Overdraft Protection – Line of Credit service to automatically transfer funds into your checking account when you do not have the money to cover all processed checks.
There are no annual costs for this, nor are there any hidden usage fees. You owe nothing as long as you don’t overextend your savings. It’s like an insurance policy without the premiums!
Check the Status of Your Loan
Wondering how much you’ve paid on a loan, or when you’ll be done paying it back? You can go online and check the status of your loan anytime!
Coverage the Credit Union Way
Insurance protection is part of a solid financial plan. From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
TruStage insurance products and programs help members protect what matters most. Backed by nearly 80 years of working in partnership with credit unions and their members, you’ll find products for life, car, AD&D, home, and more. TruStage offers straightforward information, real value and assurance.
To learn more, get quotes or just explore, visit trustage.com.
© CUNA Mutual Group, 2021 All Rights Reserved
TruStage™ is the marketing brand for AD&D insurance issued by CMFG Life insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
TruStage is the marketing brand used to identify life insurance products made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
TruStage™ is the marketing brand for the Auto & Home Insurance Program made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
TruStage™ Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
Accidental Death and Dismemberment
One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.
You can get $3000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.
Working with carefully selected auto insurance partners, the TruStage™ Auto Insurance Program can provide savings for credit union members, online services, and 24/7 claims service.
If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings. Call 1-855-483-2149 to get started.
Home, Condo & Renters Insurance
The TruStage Home Insurance Program provides affordable top-quality protection for your home.
This valuable coverage can help you protect your family’s home and personal belongings. You’ll also have access to outstanding online and 24/7 claim services. Call 1-855-483-2149 to get started.
Life Insurance Plans
We offer TruStage™ Life Insurance Policies to help you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget and provide excellent coverage. Call 1-855-612-7909 for more information.
Help Red Wing Credit Union Grow
On average, credit union member households in the U.S. save about $159 a year. If you love banking at Red Wing Credit Union, spread the word! Refer a friend or family member to RWCU for a checking account or a loan to earn some cash.
We're a member-owned financial institution right here in Red Wing, Minnesota. Our focus is on people, not on profit.
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© 2023 Red Wing Credit Union. All Rights Reserved.