RWCU Loans

Not sure which loan is right for you? Our Lending Team is eager to help! Call 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.

Vehicle Loans

Let us help you on the road to an affordable set of wheels!

Home Loans

Save big on mortgage and home equity loans here!

Other Loan Services

Our line of affordable loan products is tailored just for you.

Loan Insurance

Protect your loans the credit union way with TruStage™ Insurance

Vehicle Loans

  • New/Used Cars
  • Trucks
  • Boats
  • RVs
  • Snowmobiles
  • Motorcycles

We also offer pre-qualification and NADA Guidebook pricing, as well as Warranty plans you can afford.

Are You Protected?
Is your vehicle properly insured? There are several insurance options available covering a variety of concerns. Which plan is right for you?

RWCU vehicle loans
Route 66 Extended Warranty

Are you prepared for a mechanical breakdown with your vehicle? Do you have the cash necessary to pay for repairs? If you answered “no” to either of these questions, then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered in the event a mechanical breakdown does occur.

Route 66 Extended Warranty not only protects you from paying out-of-pocket for expensive repairs, it also comes with great benefits like:

  • $0 deductible
  • 24/7 emergency roadside service
  • 30-day money-back guarantee
  • Nationwide protection
  • Plans are transferable if you sell your car

With a Route 66 Extended Warranty Open Enrollment, you don’t have to buy your warranty at the time of purchase, you can buy it at any time during your ownership of the vehicle. Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. Contact a Loan Officer at the Red Wing Credit Union today for more information and to qualify your vehicle.

Home Loans

Not sure which loan is right for you? Our lending staff is eager to help! Call 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.

We offer affordable Life Term and Disability Insurance with all our loans.

Home Equity Loans

Home Equity LoansUse the equity in your home to your advantage!

A fixed-rate home equity loan is usually tax-deductible and can be used for most anything, including the purchase of a vehicle, tuition, vacation, debt consolidation, home improvements and more!

You can borrow up to 90% of the value of your home, with affordable terms up to 20 years.

APPLY HERE

HELOC Loans

heloc LOANSA home equity line-of-credit loan offers an affordable alternative to credit cards, with more flexibility than a fixed-rate home equity loan.

This loan is usually tax-deductible and can be used for most anything, including the purchase of a vehicle, tuition, vacation, debt consolidation, home improvements, and more!

You can borrow up to 90% of the value of your home, with affordable terms up to 15 years.

APPLY HERE

Home Improvement Loans

Home Improvement LoansA home improvement loan is usually tax-deductible and can be used for any repairs or additions to your home.

This loan has lower equity requirements than other types of loans, and terms up to 20 years.

APPLY HERE

First Mortgage Loans

Finding the mortgage program that best suits your financial situation can be difficult. Red Wing Credit Union has the expertise and resources you need to make the right choices. Whether you are purchasing your first home or refinancing your current mortgage, we are here to help you! We offer a wide variety of mortgage loans and we will find the product that is right for you.

Rebekah Hanson of RWCU Mortgage Dept
Contact our mortgage loan officer Rebekah Hanson with questions.

RebekahH@redwingcu.com
651-267-4228 (direct)
1.888.388.7133 (toll-free)
NMLS# 481010

Ready to Apply?

Click here if you would prefer to apply for a mortgage online immediately at RWCU Mortgages.

Free & Clear Home Loans

Pay off your home before you retire!

Our Free & Clear Home Loan Program lets you to use the proceeds from your loan to pay off all existing mortgage balances on your primary residence, putting the Red Wing Credit Union loan in a first lien position. We will help you select a repayment term between 60 and 180 months that fits your budget and retirement plan.

Because our plan has minimal closing costs*, even borrowers that have refinanced recently may benefit from this program.

  • Loan amounts range from $25,000 – $200,000
  • Maximum loan-to-value ratio is 75%
  • No prepayment penalty
  • Credit score and debt-to-income qualifications apply
*Closing costs total $500. Borrower is responsible for appraisal costs if one is required. Other restrictions may apply. Red Wing Credit Union is an Equal Housing Lender.

Other Loans

Our professional Loan Officers have the tools available to assess your needs and close your loan in a matter of minutes—saving you time and money. All of our loans are simple interest with no hidden fees or service charges, and the rates are simply the best in town.

For details call our credit union lending staff at 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.

We offer affordable Life Term and Disability Insurance with all our loans.

RWCU_Lending_Dept

Personal Loans, Vacation Loans, Etc.

When it comes to borrowing, it pays to be smart.

You can take out a personal loan to help pay for a vacation or a new tech toy, or to cover unexpected expenses. With fast approval and rates lower than a credit card, your personal loan is just a phone call or mouse click away.

Overdraft Protection – Line of Credit

The headaches and the costs of an inadvertent overdraft can sting. Apply for RWCU’s Overdraft Protection – Line of Credit service to automatically transfer funds into your checking account when you do not have the money to cover all processed checks.

There are no annual costs for this, nor are there any hidden usage fees. You owe nothing as long as you don’t overextend your savings. It’s like an insurance policy without the premiums!

Check the Status of Your Loan

Wondering how much you’ve paid on a loan, or when you’ll be done paying it back? You can go online and check the status of your loan anytime!

TruStage™ Insurance

Looking for reliable insurance options designed to be simple?

Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone you can trust. The right insurance could help give you peace of mind today.

Backed by more than 80 years of working with credit unions and their members, TruStage™ is here to help protect what matters most.

Get an instant, no-obligation quote or explore your coverage options at trustage.com.

TruStage™ Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, and MEMBERS Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies.  The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

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TruStage® Auto & Home Insurance Program is made available through TruStage Insurance Agency, LLC, P.O. Box 61, Waverly, IA 50677-0061, and issued by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverage and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.

© TruStage Insurance Agency

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TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage

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Accidental Death and Dismemberment

$3000 of TruStage™ Accidental Death and Dismemberment Insurance Coverage Is Yours.One of the nice benefits of credit union membership is a no-cost TruStage Accidental Death and Dismemberment (AD&D) insurance policy from CMFG Life Insurance Company. AD&D coverage pays you or your loved ones a cash benefit after an accident results in a covered injury or loss of life due to an accident.

You can get $3000 of coverage, paid for by your credit union, and provided by CMFG Life Insurance Company. You can also get up to an additional $300,000 AD&D coverage from CMFG Life at affordable rates.

Sign Up Today!

Auto Insurance

Working with carefully selected auto insurance partners, the TruStage™ Auto Insurance Program can provide savings for credit union members, online services, and 24/7 claims service.

If you haven’t compared auto insurance lately, it’s a great time to take a look. Your credit union membership could result in some nice savings. Call 1-855-483-2149 to get started.

Get Your Free Quote!

Home, Condo & Renters Insurance

The TruStage Home Insurance Program provides quality insurance that’s designed to be affordable and is available to credit union members.

This valuable coverage can help you protect your family’s home and personal belongings. You’ll also have access to outstanding online 24/7 claim services.

Get Your Free Quote!

Life Insurance Plans

We make TruStage™ Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference. Call 1-800-814-2914 for more information.

Find Out More

Looking for reliable insurance options designed to be simple?