RWCU Loans
Not sure which loan is right for you? Our Lending Team is eager to help! Call 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.
Vehicle Loans
Let us help you on the road to an affordable set of wheels!
Home Mortgage
Buy or refinance your home.
Other Loan Services
Loan Protection
Protect your loans the credit union way with TruStage™ Insurance
Vehicle Loans
- New/Used Cars
- Trucks
- Boats
- RVs
- Snowmobiles
- Motorcycles
We also offer pre-qualification and NADA Guidebook pricing, as well as Warranty plans you can afford.
Are You Protected?
Is your vehicle properly insured? There are several insurance options available covering a variety of concerns. Which plan is right for you?
Route 66 Extended Warranty
Are you prepared for a mechanical breakdown with your vehicle? Do you have the cash necessary to pay for repairs? If you answered “no” to either of these questions, then a Route 66 Extended Warranty is an intelligent investment to ensure that you are covered in the event a mechanical breakdown does occur.
A Route 66 Extended Warranty not only protects you from paying out-of-pocket for expensive repairs, it also comes with great benefits like:
- $0 deductible
- 24/7 emergency roadside service
- 30-day money-back guarantee
- Nationwide protection
- Plans are transferable if you sell your car
With a Route 66 Extended Warranty Open Enrollment, you don’t have to buy your warranty at the time of purchase, you can buy it at any time during your ownership of the vehicle. Regardless if your vehicle is still under a manufacturer’s warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. Contact a Loan Officer at the Red Wing Credit Union today for more information and to qualify your vehicle.
Home Loans
Not sure which loan is right for you? Our lending staff is eager to help! Call 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.
We offer affordable Life Term and Disability Insurance with all our loans.
Home Equity Loans
Use the equity in your home to your advantage!
A fixed-rate home equity loan is usually tax-deductible and can be used for most anything, including the purchase of a vehicle, tuition, vacation, debt consolidation, home improvements and more!
You can borrow up to 90% of the value of your home, with affordable terms up to 20 years.
HELOC Loans
A home equity line-of-credit loan offers an affordable alternative to credit cards, with more flexibility than a fixed-rate home equity loan.
This loan is usually tax-deductible and can be used for most anything, including the purchase of a vehicle, tuition, vacation, debt consolidation, home improvements, and more!
You can borrow up to 90% of the value of your home, with affordable terms up to 15 years.
Home Improvement Loans
A home improvement loan is usually tax-deductible and can be used for any repairs or additions to your home.
This loan has lower equity requirements than other types of loans, and terms up to 20 years.
First Mortgage Loans
Finding the mortgage program that best suits your financial situation can be difficult. Red Wing Credit Union has the expertise and resources you need to make the right choices. Whether you are purchasing your first home or refinancing your current mortgage, we are here to help you! We offer a wide variety of mortgage loans and we will find the product that is right for you.
Contact our mortgage loan officer Rebekah Sandstrom with questions.
Rebekah@redwingcu.com
651-267-4228 (direct)
1.888.388.7133 (toll-free)
NMLS# 481010
Ready to Apply?
Click here if you would prefer to apply for a mortgage online immediately at RWCU Mortgages.
Free & Clear Home Loans
Pay off your home before you retire!
Our Free & Clear Home Loan Program lets you to use the proceeds from your loan to pay off all existing mortgage balances on your primary residence, putting the Red Wing Credit Union loan in a first lien position. We will help you select a repayment term between 60 and 180 months that fits your budget and retirement plan.
Because our plan has minimal closing costs*, even borrowers that have refinanced recently may benefit from this program.
- Maximum loan-to-value ratio is 75%
- No prepayment penalty
- Credit score and debt-to-income qualifications apply
Other Loans
For details call our credit union lending staff at 651-388-7133 ext. 4, or use our toll-free line at 1-888-388-7133 ext. 4.
We offer affordable Life Term and Disability Insurance with all our loans.
Personal Loans, Vacation Loans, Etc.
When it comes to borrowing, it pays to be smart.
You can take out a personal loan to help pay for a vacation or a new tech toy, or to cover unexpected expenses. With fast approval and rates lower than a credit card, your personal loan is just a phone call or mouse click away.
Overdraft Protection – Line of Credit
The headaches and the costs of an inadvertent overdraft can sting. Apply for RWCU’s Overdraft Protection – Line of Credit service to automatically transfer funds into your checking account when you do not have the money to cover all processed checks.
There are no annual costs for this, nor are there any hidden usage fees. You owe nothing as long as you don’t overextend your savings. It’s like an insurance policy without the premiums!
Check the Status of Your Loan
Wondering how much you’ve paid on a loan, or when you’ll be done paying it back? You can go online and check the status of your loan anytime!
Coverage designed to help protect your family.
Insurance should be an important part of a solid financial plan. The key is finding coverage that fits your needs from someone you can trust. The right insurance could help give you peace of mind today.
Backed by more than 80 years of working with credit unions and their members, TruStage™ is here to help protect what matters most.
Get an instant, no-obligation quote or explore your coverage options at www.trustage.com/member.
AD&D Insurance
Claim your no-cost Accidental Death & Dismemberment insurance. Add more coverage starting at around $1 a month.*
Your $1000 of no-cost TruStage™ Accidental Death and Dismemberment coverage, courtesy of Red Wing Credit Union, is now available for you to claim.
As a member of Red Wing Credit Union, you have received $1000 in AD&D coverage from TruStage™ at no cost to you. AD&D coverage can pay a cash benefit to you and your loved ones in the case of a covered accident. It can also pay benefits if you are hospitalized or suffer from lost ability (such as loss of eyesight or hearing) due to an accident. It’s money your family can use to help cover any expenses you have while you focus on recovery.
Again, it costs you absolutely nothing — only a few minutes of your time — to get $1000 of coverage. If you choose, additional insurance is available for you or eligible family members at rates designed to be budget-friendly. Your acceptance is guaranteed — with no health questions or medical exam.
Don’t miss out on this valuable, no-cost benefit part of your credit union membership. Enrolling is quick and simple. Go to trustage.com/add-insurance or call toll-free 1-800-798-8798.
*Cost is between $1 and $1.50 per month for every $10,000 of individual TruStage AD&D Insurance.
TruStage™ Accidental Death and Dismemberment Insurance is issued by CMFG Life Insurance Company. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. Base Policy Form Numbers: ADD-2018-POL, ADD-2018-POL(OR), 2018-ADD-POLRDR-CI, 2018-ADD-POLRDR-CNR, E10-ADD-2012, E10a-ADD-2012-LSCU, E10a-014-2012, E10a-014-2012(OR), E10a-015-2012, F10a-015-2012-1(WA).
© TruStage
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Auto Insurance
Red Wing Credit Union could help you save on auto insurance
If you haven’t gotten a quote lately, your credit union membership could help you save through the TruStage™ Auto & Home Insurance Program.
TruStage™ Auto & Home Insurance Program combines options to help you save with popular, member friendly benefits:
- Work with licensed insurance professionals within your state
- Get competitive rates, great service, and diverse vehicle insurance options through national providers
- Personalized service with extended hours
Get a free quote today. Don’t wait to see how much you could save.
Auto and Home Insurance Products are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. © TruStage
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Home Insurance
Help protect your biggest investment—inside and outÂ
The TruStage™ Home Insurance Program helps you protect your home—and everything in it—with coverage designed to fit your budget for credit union members.
It could help cover damage or loss due to fire, weather, theft and more. And it also helps protect you from liability if an accident happens on your property.
TruStage gives credit union members access to coverage underwritten by Liberty Mutual Insurance®—along with these popular benefits:*
- Potential savings for Red Wing Credit Union members
- Discounts for multiple policies
- 24/7 claims, even on holidays
- Inflation protection
- Temporary housing assistance when you need itÂ
Don’t wait. It’s simple to get a free quote today.
A tradition of strength TruStage is underwritten by CMFG Life Insurance Company, which is rated “A” (Excellent) as of December 2024 by A.M. Best, an independent rating service which evaluates financial stability and operating performance, year after year. An “A” rating is the third highest of 16 ratings.
*Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
TruStage™ Auto and Home Insurance Products are issued by Liberty Mutual Insurance Company or its subsidiaries or affiliates, 175 Berkeley Street, Boston, MA 02116 USA. © 2025 Liberty Mutual Insurance. All statements made are subject to provisions, exclusions, conditions, and limitations of the applicable insurance policy. Coverages and features not available in all states. Discounts are not available in all states and discounts vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC. © TruStage
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Life Insurance
We make TruStage™ Life Insurance policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget — because any amount of coverage can make a difference.
Call 1-800-814-2914 for more information or get a quote today.
TruStage™ Life Insurance is issued by CMFG Life Insurance Company, MEMBERS Life Insurance Company, and other leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold, or guaranteed by any financial institution. Product and features may vary and not be available in all states. All guarantees are based on the claims-paying ability of the insurer. Corporate Headquarters 5910 Mineral Point Road, Madison, WI 53705. © TruStage
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