Fee Schedule

As a non-for-profit financial institution, Red Wing Credit Union has fewer fees and more competitive rates. We invite you to compare our Fee Schedule to any of our competitors!

Fee Schedule

NSF/Overdraft	$ 20 per check
Second Party Check Return	$ 7 per check
NSF Check Return From Owners Account	$ 20 per check
Stop Payment – Check Or ACH	$ 20
Stop Payment – Lost	$ 5
Bad Address / Return Mail	$ 5
Statement Copy	$ 10 per statement
Check Copy	$ 2 per check
Statement Reconciliation / Research Time	$ 20 hour ($20 minimum)
Account Closing Fee (if less than 6 months)	$ 10
Account Reopening Fee (within 3 months of member closing)	$ 10
Wire Transfer – Outgoing	$ 20
Third Party Cashier’s Check	$ 2
Zelle	Free
Notary Service	Free
Touch-Tone Teller	Free
Online Banking	Free
Bill Pay	Free
Mobile Deposit	Free
International Check Collection Fee	$ 7
Dormancy Fee	$ 5 per month
ATM Card or Debit Card Replacement Fee	$ 10
ATM Network Fee (Off Site Only)	$ 1
Safe Deposit Box
2×5	$ 25/Year
3×10	$ 40/Year
5×5	$ 40/Year
5×10	$ 55/Year
10×10	$100/Year
Premier Checking Account Below-Minimum Balance Charge Per Check Fee	$ 5 $ 0.20
Money Market Checking: Per Withdrawal Fee Over 3	$ 5
Counted Coin Fee	2.5% of total
Garnishment / Levy	$ 40

Help Red Wing Credit Union Grow

Refer Someone to Us

On average, credit union member households in the U.S. save about $159 a year. If you love banking at Red Wing Credit Union, spread the word! Refer a friend or family member to RWCU for a checking account or a loan to earn some cash.

We're a member-owned financial institution right here in Red Wing, Minnesota. Our focus is on people, not on profit.

Red Wing Credit Union
3303 North Service Drive, Red Wing, MN 55066
Ph 651-388-7133 | Fax 651-388-7137
1-888-388-7133 Toll-free
Routing #: 291975423 | NMLS-481010
Lobby Hours: M-F 8:30–4:30, Sat 8:30–Noon
Drive-Thru: M-F 8:30-5, Sat 8:30-Noon

WEBSITE ACCESSIBILITY NOTICE

Red Wing Credit Union strives consistently to conform to WCAG 2.0 Level AA of accessibility. If you have difficulty accessing this webpage or any element of Red Wing Credit Union's website, please call us at 1-888-388-7133 or email us at memberservices@redwingcu.com.

Savings are federally insured by the NCUA to at least $250,000